What a chigger does across one day — and why rain doesn't save you
Drag through a single day. Watch the larvae climb the grass to wait, drop into the soil when it pours, and surge back the moment it turns warm and wet again.
Rain does not make a yard chigger-safe. During a hard downpour the larvae get knocked off the grass and retreat into the soil and litter. They aren't washed away and they don't drown — they shelter near the surface and come straight back up. The dangerous part is what comes next: chiggers love moisture and warmth, so a warm, wet, humid yard right after rain is peak questing weather, not the all-clear.
Permethrin on socks, shoes and pant cuffs; pants tucked into socks; repellent at the ankles and waistline. Then a hot, soapy shower and hot-water laundry soon after you come in.
Bites you already have flare worse at night: your cortisol dips, the bed is warm, and there's nothing to distract you. That's the itch, not new chiggers. An antihistamine at bedtime is the lever.
Sources: Oklahoma State Extension — questing height & overwintering · UF/IFAS ENY-212 — life cycle & moisture · Texas A&M AgriLife — habitat & timing. Established, not emerging science.